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Use Extra Caution When Connecting to Public Wi-Fi

Network cables are becoming a thing of the past. Nearly every laptop that is sold today has Wi-Fi capabilities built in. Almost everywhere you go, wireless connections are available. 

Connecting to Public Wi-Fi is not without risk. In fact, many "hotspots" in public areas like airports, hotels and restaurants actually reduce their security so it's easier for individuals to access and use these wireless networks.

When you connect to a wireless network, you expose your computer to hackers that may be on the same connection. Hackers could access your computer and steal your personal, private information, or even upload viruses or spy ware to trace your every step.

To protect yourself, only connect to public Wi-Fi if necessary. Make sure you have up-to-date antivirus software and personal firewalls running on your computer, or you could become the next victim.


Beware of the “Mystery Shopper” Scam
Unfortunately, many people have fallen victim to a scam in which they think they're signing up to be a "mystery shopper." These types of scams prey upon the gullible and those desperate to find work. Many of these scams promise easy work, short hours and excellent pay. While this may sound enticing, you must keep in mind that if it sounds too good to be true, it probably is.

While there are legitimate mystery shopping programs out there, there are many more scams. The best way to avoid getting scammed, is not to register with any company that tries to charge you a fee to complete an application. If a company asks you to pay a fee, run.

Visit for a list of legitimate mystery shopper programs.

Protect Yourself from Facebook, MySpace and Other Social Networking Scams
Social networking Web sites are a great way to find old classmates, stay connected with friends, or make new friends. Unfortunately, hackers are using Web sites like Facebook and MySpace to infect computers and steal identities.
Stay Safe on Social Networking Sites by Following this Advice:

• Be extremely wary of messages from friends or strangers that direct you to another Web site via a hyperlink.
• You should always make sure your computer’s operating system’s antivirus and firewall software are up to date.
• Social networking sites are about sharing information, but it’s best if you keep things such as phone numbers and addresses private.
• Be selective when choosing friends. While you might not want to be rude, it’s best to decline a friend request if you don’t actually know the person.

Check Your Credit Report Annually
Fight identity theft by monitoring and reviewing your credit report each year. For your free annual credit report, visit or call 1-877-322-8228.

Find A Credit Union CUs in Arkansas

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What is a Credit Union?