Bay Federal Credit Union

Established in 1957, Bay Federal Credit Union is headquartered in Capitola, California.

Main Address

3333 Clares St
Capitola, CA 95010

Credit Union Details

Charter Number: 12067

Year Opened: 1957

Date Insured: January 29, 1971

Routing Number: 321177706

Peer Group: Assets more than $500 million

Credit Union Type: Federally chartered, federally insured credit union (FCU)

President of the Board: Piret Harmon

Manager/CEO: Carrie L. Birkhofer

Employees: 245 full-time and 3 part-time employees

Members: 88,772 current members

Website

bayfed.com

Branch Locations

Branch
Hours of Operation
Member Services
ATM
Drive Thru
Aptos Branch
48 Rancho Del Mar
Aptos, CA 95003
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
Freedom Branch
2028 Freedom Blvd
Freedom, CA 95019
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
River Street
420 River St Ste C
Santa Cruz, CA 95060
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
Salinas Main
1524 N Main St
Salinas, CA 93906
(831) 479-6000
9:00 am to 5:00 pm M, T, TH10:00 am to 5:00 pm Wednesday9:00 am to 6:00 pm Friday9:00 am to 3:00 pm Saturday
Yes
Yes
No
Scotts Valley
255 Mount Hermon Rd Ste C
Scotts Valley, CA 95066
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
Watsonville Branch
1481 Main St
Watsonville, CA 95076
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No

ATM Locations

ATM
Location
Corporate Office
3333 Clares St
Capitola, CA 95010
Freedom Branch
2028 Freedom Blvd
Freedom, CA 95019
Salinas Main
1524 N Main St
Salinas, CA 93906
Scotts Valley
255 Mount Hermon Rd Ste C
Scotts Valley, CA 95066

Grants

Grants received by this credit union.

Grantor
Date Awarded
Amount
FHLB-AHEAD Grant
September 7, 2023
$70,000
US Treasury
April 13, 2023
$3,718,258
Community Development Financial Institution (CDFI)
June 15, 2021
$1,826,265
FHLB-AHEAD Grant
September 28, 2020
$37,500

Data from https://mapping.ncua.gov/CreditUnionDetails/12067

Credit Unions Near Capitola, CA

75 Nielson St
Watsonville, CA 95076

Member Services

Yes

ATM

No

Drive Thru

No

2750 41st Ave
Suite F
Soquel, CA 95073

Member Services

Yes

ATM

Yes

Drive Thru

No

55 River St
Santa Cruz, CA 95060

Member Services

Yes

ATM

Yes

Drive Thru

No

400 Tennant Sta
Morgan Hill, CA 95037

Member Services

Yes

ATM

Yes

Drive Thru

No

1041 Cochrane Rd Ste 180
Morgan Hill, CA 95037

Member Services

Yes

ATM

Yes

Drive Thru

No

FAQ

What does a credit union have to offer?

Credit unions are non-for-profit financial cooperatives, owned and controlled by the credit union's members.

What is a cooperative?

Cooperatives, in simplest terms, are institutions that belong to the people that use them.

Is my money safe?

Credit unions are insured up to $250,000 by the National Credit Union Administration (NCUA).

Help Others Out

Display The CreditUnions.org Verified Badge On Your Website

Bay Federal Credit Union

Show on your credit union website that you are a verified credit union on CreditUnions.org by copying and pasting the HTML code below on your website.