Established in 1957, Bay Federal Credit Union is headquartered in Capitola, California.
Main Address
3333 Clares St
Capitola, CA 95010
Credit Union Details
Charter Number: 12067
Year Opened: 1957
Date Insured: January 29, 1971
Routing Number: 321177706
Peer Group:
Assets more than $500 million
Credit Union Type:
Federally chartered, federally insured credit union (FCU)
President of the Board: Piret Harmon
Manager/CEO: Carrie L. Birkhofer
Employees:
249 full-time and 3 part-time employees
Members: 91,766 current members
Website
bayfed.com
Branch Locations
Branch
Hours of Operation
Member Services
ATM
Drive Thru
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
9:00 am to 5:00 pm M, T, TH10:00 am to 5:00 pm Wednesday9:00 am to 6:00 pm Friday9:00 am to 3:00 pm Saturday
Yes
Yes
No
Scotts Valley
255 Mount Hermon Rd Ste C
Scotts Valley, CA 95066
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
ATM Locations
Aptos Branch
48 Rancho Del Mar
Aptos, CA 95003
River Street
420 River St Ste C
Santa Cruz, CA 95060
Watsonville Branch
1481 Main St
Watsonville, CA 95076
Grants
Grants received by this credit union.
Grantor
Date Awarded
Amount
FHLB-AHEAD Grant
September 7, 2023
$70,000
US Treasury
April 13, 2023
$3,718,258
Community Development Financial Institution (CDFI)
June 15, 2021
$1,826,265
FHLB-AHEAD Grant
September 28, 2020
$37,500
Data from https://mapping.ncua.gov/CreditUnionDetails/12067
Mergers
Acquired Coast-Tel Federal Credit Union in Salinas City, CA 93901 on February 1, 2019.
Acquired Santa Cruz County Employees Credit Union in Santa Cruz City, CA 95062 on November 1, 2014.
Acquired Wrigley Santa Cruz Federal Credit Union in Santa Cruz City, CA 95060 on June 29, 1996.
Acquired Dominican Hospital Employees Federal Credit Union in Santa Cruz City, CA 95060 on February 1, 1991.
Acquired Colshire Federal Credit Union in Watsonville City, CA 95076 on June 30, 1985.
Acquired Santa Cruz City Employees Credit Union in Santa Cruz City, CA 95060 on October 1, 1983.
Acquired Lipton Santa Cruz Federal Credit Union in Santa Cruz City, CA 95060 on August 12, 1983.
Link To This Branch
Credit Unions Near Capitola, CA
325 Digital Dr Ste B
Morgan Hill, CA 95037
55 River St
Santa Cruz, CA 95060
1041 Cochrane Rd Ste 180
Morgan Hill, CA 95037
400 Tennant Sta
Morgan Hill, CA 95037
2750 41st Ave
Suite F
Soquel, CA 95073
FAQ
Credit unions are non-for-profit financial cooperatives, owned and controlled by the credit union's members.
Cooperatives, in simplest terms, are institutions that belong to the people that use them.
Credit unions are insured up to $250,000 by the National Credit Union Administration (NCUA).
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