Bay Federal Credit Union

Established in 1957, Bay Federal Credit Union is headquartered in Capitola, California.

Main Address

3333 Clares St
Capitola, CA 95010

Credit Union Details

Charter Number: 12067

Year Opened: 1957

Date Insured: January 29, 1971

Routing Number: 321177706

Peer Group: Assets more than $500 million

Credit Union Type: Federally chartered, federally insured credit union (FCU)

President of the Board: Piret Harmon

Manager/CEO: Carrie L. Birkhofer

Employees: 245 full-time and 3 part-time employees

Members: 88,772 current members

Website

bayfed.com

Branch Locations

Branch
Hours of Operation
Member Services
ATM
Drive Thru
Aptos Branch
48 Rancho Del Mar
Aptos, CA 95003
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
Freedom Branch
2028 Freedom Blvd
Freedom, CA 95019
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
River Street
420 River St Ste C
Santa Cruz, CA 95060
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
Salinas Main
1524 N Main St
Salinas, CA 93906
(831) 479-6000
9:00 am to 5:00 pm M, T, TH10:00 am to 5:00 pm Wednesday9:00 am to 6:00 pm Friday9:00 am to 3:00 pm Saturday
Yes
Yes
No
Scotts Valley
255 Mount Hermon Rd Ste C
Scotts Valley, CA 95066
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No
Watsonville Branch
1481 Main St
Watsonville, CA 95076
(831) 479-6000
9:00 am to 5:00 pm M, T, TH 10:00 am to 5:00 pm Wednesday 9:00 am to 6:00 pm Friday 9:00 am to 3:00 pm Saturday
Yes
Yes
No

ATM Locations

ATM
Location
Corporate Office
3333 Clares St
Capitola, CA 95010
Freedom Branch
2028 Freedom Blvd
Freedom, CA 95019
Salinas Main
1524 N Main St
Salinas, CA 93906
Scotts Valley
255 Mount Hermon Rd Ste C
Scotts Valley, CA 95066

Grants

Grants received by this credit union.

Grantor
Date Awarded
Amount
FHLB-AHEAD Grant
September 7, 2023
$70,000
US Treasury
April 13, 2023
$3,718,258
Community Development Financial Institution (CDFI)
June 15, 2021
$1,826,265
FHLB-AHEAD Grant
September 28, 2020
$37,500

Data from https://mapping.ncua.gov/CreditUnionDetails/12067

Credit Unions Near Capitola, CA

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Member Services

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ATM

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Drive Thru

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Member Services

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ATM

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Drive Thru

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Member Services

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ATM

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Drive Thru

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Member Services

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ATM

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Drive Thru

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Member Services

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ATM

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Drive Thru

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FAQ

What does a credit union have to offer?

Credit unions are non-for-profit financial cooperatives, owned and controlled by the credit union's members.

What is a cooperative?

Cooperatives, in simplest terms, are institutions that belong to the people that use them.

Is my money safe?

Credit unions are insured up to $250,000 by the National Credit Union Administration (NCUA).

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