Innovations Financial Credit Union

Established in 1952, Innovations Financial Credit Union is headquartered in Panama City, Florida.

Main Address

P. O. Box 15529
Panama City, FL 32406

Credit Union Details

Charter Number: 68732

Year Opened: 1952

Date Insured: January 4, 1971

Routing Number: 263281556

Peer Group: Assets more than $500 million

Credit Union Type: State chartered, federally insured credit union (FISCU)

President of the Board: Craig Ellis

Manager/CEO: David Southall

Employees: 99 full-time and 1 part-time employees

Members: 26,310 current members

Website

innovationsfcu.org

Branch Locations

Branch
Hours of Operation
Member Services
ATM
Drive Thru
Innovation FCU
1038 Harrison Ave
Panama City, FL 32401
(850) 233-4400
800am - 5:00pm
Yes
Yes
Yes
Innovations FCU
101 E 23rd St
Panama City, FL 32405
(850) 233-4400
Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm
Yes
Yes
Yes
Innovations FCU
512 W 23rd St
Panama City, FL 32405
(850) 233-4400
Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm
Yes
Yes
Yes
Innovations FCU
17900 Panama City Beach Pkwy
Panama City Beach, FL 32413
(850) 233-4400
Lobby Mon-Fri 8am-5pm
Yes
Yes
Yes
Innovations FCU
123 N Tyndall Pkwy
Panama City, FL 32404
(850) 233-4400
Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm
Yes
Yes
Yes
Innovations FCU
976 Main St
Chipley, FL 32428
(850) 233-4400
Lobby Mon-Fri 8am-5pm
Yes
No
No
Innovations FCU
2250 S Highway 77
Lynn Haven, FL 32444
(850) 233-4400
Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm
Yes
Yes
Yes
Innovations FCU
12501 Hutchison Blvd
Panama City Beach, FL 32407
(850) 233-4400
Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm
Yes
Yes
Yes

ATM Locations

ATM
Location
Innovations FCU
101 E 23rd St
Panama City, FL 32405
Innovations FCU
17900 Panama City Beach Pkwy
Panama City Beach, FL 32413
Innovations FCU
2250 S Highway 77
Lynn Haven, FL 32444
Innovations FCU
910 Thomas Dr
Panama City Beach, FL 32408

Grants

Grants received by this credit union.

Grantor
Date Awarded
Amount
Community Development Financial Institution (CDFI)
September 27, 2022
$213,497
Community Development Financial Institution (CDFI)
June 15, 2021
$1,826,825
Community Development Financial Institution (CDFI)
September 24, 2020
$557,000
National Credit Union Foundation
June 17, 2020
$7,500
Community Development Financial Institution (CDFI)
November 19, 2019
$650,000
Community Development Financial Institution (CDFI)
September 18, 2018
$500,000

Data from https://mapping.ncua.gov/CreditUnionDetails/68732

Mergers

Acquired First National Bank Northwest Florida in Panama City City, FL 32405-4501 on September 1, 2024.
Acquired Gulf Coast Postal Federal Credit Union in Panama City City, FL 32402 on October 1, 2005.

Credit Unions Near Panama City, FL

103 S Tyndall Pkwy
Panama City, FL 32404

Member Services

Yes

ATM

Yes

Drive Thru

Yes

2718 Martin Luther King Jr Blvd
Panama City, FL 32405

Member Services

Yes

ATM

Yes

Drive Thru

Yes

2698 Highway 77
Panama City, FL 32405

Member Services

Yes

ATM

Yes

Drive Thru

Yes

2724 Martin Luther King Jr Blvd
Panama City, FL 32405

Member Services

Yes

ATM

No

Drive Thru

No

909 E 23rd St
Panama City, FL 32405

Member Services

Yes

ATM

Yes

Drive Thru

Yes

FAQ

What does a credit union have to offer?

Credit unions are non-for-profit financial cooperatives, owned and controlled by the credit union's members.

What is a cooperative?

Cooperatives, in simplest terms, are institutions that belong to the people that use them.

Is my money safe?

Credit unions are insured up to $250,000 by the National Credit Union Administration (NCUA).

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