Innovations Financial Credit Union

Established in 1952, Innovations Financial Credit Union is headquartered in Panama City, Florida.

Main Address

P. O. Box 15529
Panama City, FL 32406

Credit Union Details

Charter Number: 68732

Year Opened: 1952

Date Insured: January 4, 1971

Routing Number: 263281556

Peer Group: Assets more than $500 million

Credit Union Type: State chartered, federally insured credit union (FISCU)

President of the Board: Craig Ellis

Manager/CEO: David Southall

Employees: 99 full-time and 1 part-time employees

Members: 26,310 current members

Website

innovationsfcu.org

Branch Locations

Branch

Hours of Operation

Member Services

ATM

Drive Thru

Innovation FCU
1038 Harrison Ave
Panama City, FL 32401
(850) 233-4400

800am - 5:00pm

Yes

Yes

Yes

Innovations FCU
101 E 23rd St
Panama City, FL 32405
(850) 233-4400

Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm

Yes

Yes

Yes

Innovations FCU
512 W 23rd St
Panama City, FL 32405
(850) 233-4400

Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm

Yes

Yes

Yes

Innovations FCU
17900 Panama City Beach Pkwy
Panama City Beach, FL 32413
(850) 233-4400

Lobby Mon-Fri 8am-5pm

Yes

Yes

Yes

Innovations FCU
123 N Tyndall Pkwy
Panama City, FL 32404
(850) 233-4400

Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm

Yes

Yes

Yes

Innovations FCU
976 Main St
Chipley, FL 32428
(850) 233-4400

Lobby Mon-Fri 8am-5pm

Yes

No

No

Innovations FCU
2250 S Highway 77
Lynn Haven, FL 32444
(850) 233-4400

Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm

Yes

Yes

Yes

Innovations FCU
12501 Hutchison Blvd
Panama City Beach, FL 32407
(850) 233-4400

Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm

Yes

Yes

Yes

ATM Locations

ATM

Location

Innovations FCU

101 E 23rd St
Panama City, FL 32405

Innovations FCU

17900 Panama City Beach Pkwy
Panama City Beach, FL 32413

Innovations FCU

2250 S Highway 77
Lynn Haven, FL 32444

Innovations FCU

910 Thomas Dr
Panama City Beach, FL 32408

Grants

Grants received by this credit union.

Grantor

Date Awarded

Amount

Community Development Financial Institution (CDFI)

September 27, 2022

$213,497

Community Development Financial Institution (CDFI)

June 15, 2021

$1,826,825

Community Development Financial Institution (CDFI)

September 24, 2020

$557,000

National Credit Union Foundation

June 17, 2020

$7,500

Community Development Financial Institution (CDFI)

November 19, 2019

$650,000

Community Development Financial Institution (CDFI)

September 18, 2018

$500,000

Data from https://mapping.ncua.gov/CreditUnionDetails/68732

Mergers

Acquired First National Bank Northwest Florida in Panama City City, FL 32405-4501 on September 1, 2024.

Acquired Gulf Coast Postal Federal Credit Union in Panama City City, FL 32402 on October 1, 2005.

Link To This Branch

Credit Unions Near Panama City, FL

Bay Credit Union

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Member Services

Yes

ATM

Yes

Drive Thru

Yes

Panhandle Credit Union

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Member Services

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ATM

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Drive Thru

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Panhandle Credit Union

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Member Services

Yes

ATM

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Drive Thru

No

Panhandle Credit Union

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Member Services

Yes

ATM

Yes

Drive Thru

Yes

Champions First Credit Union

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Member Services

Yes

ATM

Yes

Drive Thru

Yes

FAQ

What does a credit union have to offer?

Credit unions are non-for-profit financial cooperatives, owned and controlled by the credit union's members.

What is a cooperative?

Cooperatives, in simplest terms, are institutions that belong to the people that use them.

Is my money safe?

Credit unions are insured up to $250,000 by the National Credit Union Administration (NCUA).

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